Merchant accounts · Worldwide
High risk payment processing, approved worldwide.
Stable merchant accounts for businesses that mainstream processors turn away — from CBD and iGaming to crypto, travel and subscriptions.
- Free to apply
- Previous closures considered
- Visa · Mastercard · APMs
Industries
Payment processing for every high risk industry
Each industry has its own rules, risks and approved banks. We know which ones fit your business.
CBD & Nutraceuticals
CBD
Oils, edibles, topicals and hemp-derived products — online and in store.
CBD & Nutraceuticals
Nutraceuticals
Supplements, vitamins, sports nutrition and wellness products.
iGaming & Adult
iGaming
Licensed casinos, sportsbooks, lotteries, fantasy sports and skill gaming.
iGaming & Adult
Adult
Content platforms, creator sites, live cam, adult retail and toys.
Travel & Subscriptions
Travel
Travel agencies, tour operators, booking platforms and timeshare.
Travel & Subscriptions
Subscriptions
Subscription boxes, memberships, dating, continuity and SaaS.
Crypto & Forex
Crypto
Exchanges, wallets, on-ramps, NFT marketplaces and Web3.
Crypto & Forex
Forex
Forex brokers, CFDs, prop trading firms and trading education.
The basics
What is high risk payment processing?
High risk payment processing is card and alternative payment acceptance for businesses that banks consider more likely to face chargebacks, fraud or regulatory issues. Mainstream payment companies often reject these merchants, or approve them and close the account later.
A high risk merchant account comes from an acquiring bank that knowingly underwrites your industry. Underwriting is stricter, but the result is processing you can build a business on.
Industry
Regulated, age-restricted or reputationally sensitive products.
Chargebacks
A history of disputes approaching card network thresholds.
Billing model
Subscriptions, free trials and pre-paid future services.
Ticket size
High average order values or large monthly volume.
Geography
Selling internationally or operating from offshore jurisdictions.
History
New businesses, or merchants closed by a previous processor.
What you get
Built to keep high risk merchants processing
Global acquiring
Banks and acquirers across North America, the UK, Europe, LATAM and Asia-Pacific — onshore and offshore.
Multiple accounts
Spread volume across several merchant accounts so one decision never takes your whole business offline.
Chargeback support
Dispute alerts, descriptor guidance and policy reviews to keep your ratios well under network limits.
Recurring billing
Subscriptions, memberships and card-on-file payments set up the way banks want to see them.
Multi-currency
Let customers pay in their own currency and settle in the currencies you need.
Alternative methods
Local payment methods, bank transfers and crypto options alongside Visa and Mastercard.
How it works
From application to live payments
- 01
Apply
Tell us about your business, volume and history in a short form.
- 02
Underwriting
We prepare your file and present it to banks that approve your industry.
- 03
Go live
Integrate your gateway or plugin and start accepting payments.
Markets
High risk payment processing in 13 countries
Local-language support for merchants in the world's largest economies.
Ready to get approved?
Tell us about your business. Applying is free and takes about three minutes.